My husband DJ and I really started applying the principles of the Financial Fitness
Program in November of 2014. We started our debt snowball by selling a costly truck
and purchasing an old van for cash and applying that payment to the snowball. Then,
we decided to ramp things up and we sold a rental home and a duplex that we owned.
Using the equity from that, we paid off about $230,000 worth of debt and have the
lowest monthly expenses we have ever had in our marriage. We also have two months
of expenses saved up. Unfortunately, we still have a student loan and a credit card left, but with the
money and knowledge we now have, those debts will be gone before we know it!!
I’m so excited! About 12-24 months ago, I had put a $500 car repair on a credit card,
started paying it down a little bit, then graduation rolled around and I didn’t save up
for graduation so I had to put those expenses on a credit card. The balance had been
plaguing me month after month after month. Well—NOT ANYMORE! A couple of days
ago, I paid off this credit card and I just feel so FREE! That’s another Harvey coming
out of the Financial Matrix. We’re doing it as a family. It is difficult to be different and
to be disciplined, but it is TOTALLY worth it to be chipping away at my debt. I have a plan to be out of the
Financial Matrix within the next couple of years (before I’m 30) and I am so excited!! I don’t even know
how to express this because it is not the norm for my family.